Personal Banking Services

Choices in Checking:
Which is right for you?

Open an Account

We offer a variety of checking accounts, suited to different lifestyles and customer preferences. Before you select a particular account, consider what your average monthly balance is likely to be and what other services and conveniences you may prefer.

These benefits are available with each of the following accounts.

  • FREE Trustmark Express ATM or ExpressCheck debit card
  • FREE TrustTouchWeb internet banking
  • FREE mobile banking
  • FREE e-statements
  eBanking Smart Choice
Banking
Total Value Banking Prime of Life
Banking
Relationship
Banking
Interest
Checking
Health
Savings
Account
Minimum to Open $50 $50 $100 $100 $100 $1,000 $100
Monthly Requirements n/a Meet any ONE - at least 10 debit card transactions, OR a direct deposit of at least $100 per statement cycle, OR a $1,000 average balance n/a Maintain $500 minimum balance $25,000 combined deposit and/or outstanding loan balances Maintain $1,000 minimum balance Maintain $1,000 minimum balance
Monthly Service Charge
(requirements not met)
$0 $7 $7
($6 age 50+)
$8.00 $20 $9 $4
Unlimited Check Writing NO* YES YES YES YES YES $1 per check
> 5 per month
Interest Earned NO NO YES
> $1,000
YES
> $1,000
YES
Tiered
YES
> $1,000
YES
> $1,000
Unlimited Deposits/
Withdrawals
Electronic only- (Deposits- Direct Dep, ACH dep, online transfers, ATM deposits/ Withdrawals- ATM, ACH,online transfers or debit card only)** YES YES YES YES YES Distribution and contribution limits apply
Free Checks NO NO Trustmark standard-initial order free; standard checks free for Seniors
ages 50+
YES
Trustmark Standard
YES
Trustmark Standard
NO NO
Debit Card FREE FREE FREE FREE FREE FREE FREE
Internet Banking & Bill Pay FREE FREE FREE FREE FREE FREE FREE
Mobile Banking FREE FREE FREE FREE FREE FREE FREE
Imaged Statement online
statement
required
monthly statement listing checks; imaged statement $2 FREE FREE FREE FREE FREE
Overdraft Protection $10 per transfer $10 per transfer $10 per transfer $10 per transfer No transfer fee $10 per transfer n/a
Additional Benefits * No check writing allowed.
** Up to 4 teller visits per month.
** Up to 3 Customer Contact Center calls per month.
  No fee 1st occurrence NSF,No Trustmark fee on foreign ATM transactions (surcharge fee may apply), up to $5,000 AD&D, up to $5,000 ID Theft protection, $10 annual safe dep box disc (where available),credit card reg, key rtn, SaversGuide, movie tkt disc, CashBack Rew,Rx drug plan, EyeWear disc,rental car & theme park disc TravelRewards, up to $100,000 CCAD&D, SaversGuide, No fee traveler's checks-disc on checks for two,photocopies Premium HYMMA rate applies on HYMMA account opened in conjunction with this account, No Trustmark fee on foreign ATM trans, up to $15,000 AD&D, loan discount, mortgage closing discount, $15 annual safe deposit box disc, no fee traveler's checks-disc on checks for two    

Overdraft protection is available with all personal checking accounts, excluding the Health Savings Account, via a personal Daily Interest Savings, Money Market, or HighYield Money Market account or a Trustmark MasterCard or Visa credit card. Up to $2,000 in accidental death and dismemberment coverage is provided at no charge on the following accounts with the option to purchase additional coverage; yearly enrollment is required.

You can reorder your checks online. All depositors are insured by the Federal Deposit Insurance Corporation up to the maximum amount allowed by law. Here is a list of fees that may apply to your checking account .

FAQ's on Recent Account Changes

Manage Your Checking Account (PDF)

Other Account Information

Estate Account – Any of the above types of accounts (except Prime of Life and Relationship Banking). Opened with death certificate and letter of administration or testamentary papers; available to the executor, executrix or administrator of the deceased person's estate; includes all benefits and restrictions of the type of account chosen; a tax ID number is required for the estate.

ExpressCheck Debit Card – You'll get the best of both worlds with Trustmark's ExpressCheck debit card. Using your ExpressCheck debit card is as easy as using a credit card (it even looks like one), except your purchases are drawn from your checking account – just as if you have written checks. The ExpressCheck debit card also doubles as an ATM card by replacing the Trustmark Express card.

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